Is a Gas Card the Right Choice for You?

Gas cards, also known as gas rebate cards can be a valuable tool when in comes to taking the sting out of your gasoline bill. By using gas cards, you can essentially lower the price of gas by a few cents a gallon, which can save you hundreds of dollars a year. However, gas cards are not for everyone. Using a gas card is a responsibility and a privilege that has to be managed. To find out if a gas card is the right choice you, your should look at certain criteria. Here are some questions you should consider before you apply for a gas card.

  • Do you pay your credit card bills monthly? Since a gas card is a credit card, you can find yourself in a losing situation if you do not pay your bill in full. The interest rates are generally higher than the rebate amount you would receive if you used it wisely.
  • Do you follow up on purchasing transactions? If you have a drawer full of rebate forms that you have not mailed out, you may want to rethink your decision. Some rebate cards will not give you your earned rebate if you do not request it. Therefore, if you are a bit lazy about following through on transactions, you may lose your rebate.
  • Is it convenient for you to patronize one set of gas stations? Many gas cards are specifically for one chain of stations, two if you are lucky. Other cards, while they may have a major credit card logo, give better discounts if you use a specific gas station, and this is not always a major chain.
  • Will you have the discipline to use it specifically for gas? If not, you may not realize your best rebate potential as you will only earn a 1% rebate if you purchase a dress instead.
  • Who is the card for? A gas card is a good idea for a parent who wants to ensure that their child will not run out of gas. If this is the case, make sure the card cannot be used for other purchases. You never know when an “emergency” might come up.
  • Who is the card for? A gas card is a good idea for a parent who wants to ensure that their child will not run out of gas. If this is the case, make sure the card cannot be used for other purchases. You never know when an “emergency” might come up.
  • Can you think of other, possibly easier ways that you can save money on gasoline? There are things you can do to your car, as well as other habits you can change to take the sting out of your gas bill. You may even want to add these additional money saving tips to the use of your gas card to save even more money.
  • If you can answer these questions honestly and positively, then by all means, go ahead and get a gas card. Meanwhile, stay on top of the responsibilities that go along with having a gas card. Use your card for the purpose you secured it. Pay your bill in full each month. Follow up to be sure your receive your rebate. Try to use the gas stations that will give you the best discount. In addition, you can take other steps to help you save money on gas.

    Leave a Reply

    Your email address will not be published. Required fields are marked *